Specialist trips insurance
For the way you like to travel.
Backpacking, golf or something a little different. Start with a conversation about your plans.
Get a quoteBuild your travel plans right here on our website.

Make room for
the right cover.
The right questions matter when a holiday goes beyond a simple beach break. Tell the team about longer trips, activities and equipment so they can help you understand the next steps.
Cover is subject to insurer acceptance, policy terms, limits and exclusions. Always read the policy documents before you buy.
Questions? Talk to our teamBefore you buy, check
- Activities and sports on your itinerary
- Equipment and baggage limits
- Any limits on the length of your trip
- Exclusions and any extra cover you may need
Keep a copy of your policy and emergency assistance number somewhere you can access while travelling.
Good to know
before you go.
What is the difference between single trip and annual cover?
Single-trip cover is for one journey. An annual multi-trip policy covers multiple trips during its period of insurance, subject to the maximum length of each trip and the other limits shown in the policy.
How do I know what my policy covers?
Check the policy wording, schedule and insurance product information document. These explain the benefits, limits, exclusions and excesses. Ask the provider if anything is unclear before you buy.
What is a policy excess?
An excess is the amount you may need to pay towards a claim. The amount and how it applies are set out in your policy schedule and wording, and may differ between sections of cover.
Let’s get your next trip started.
Questions about cover? Our Kirkcaldy team is here to help.

